Your Valuables

What are they worth

Your homeowner's policy limits the amount yu can collect on many valuable items such as jewelry, furs, silver and collectibles. In some cases, a loss may not be covered at all. Make sure your valuables are properly insured.

Some companies will allow you to add a schedule of these items right to your homeowner's policy. This is called a "rider." Other companies will require a separate valuable items policy. In either case, each item is separately listed with a description and a value.

Protecting your valuables